Items Needed for Underwriting:

  • Loan Application
  • Signed most recent 2 years tax return
  • Summary of work to be completed (if applicable)
  • 2 months most recent bank statements
  • 2 most recent pay stubs (if applicable)
  • Appraisal (obtained by HMD paid by borrower)
  • Rent rolls and copies of all rental agreements (if applicable)
  • Background Check
  • Form 4506-T, Request for Transcript of Tax Return
  • LLC Articles and Certificate of Good Standing
  • Exit Strategy

All Loans Must Close in an LLC or a Corporation:

  • Articles of Incorporation/Organization
  • Corporate / LLC resolution authorizing the loan, and the officer(s) authorized to execute the loan documents
  • Corporate bylaws or LLC Operating Agreement (resolution required)
  • Certificate of Legal Existence
  • Copies of Partnership

Hard Money Pre-Qualify:
To Pre-Qualify for a loan, we will need you to send:

  • Two Most Recent Tax Returns
  • Two Most Recent Bank Statements
  • Background Check Form (Borrowers Signature Authorization Form, found on the Application Tab Page)



Hard Money Depot, LLC

Office: 877-774-4251
Fax:     877-866-8187

Judith Acampora, Owner

230 East Main Street
Branford, CT 06450
Direct: 203-623-9452


Torri Clayton, Owner

332 Malcolm X Blvd.
Brooklyn, NY 11233
Direct: 646-764-2723